Fleet Motor Insurance
Fleet motor policy overview
NTI's Fleet Motor Policy is specifically designed to keep Australian heavy motor fleet operators on the move.
We offer flexible and tailored insurance solutions for medium-large sized Australian transport businesses and their related activities. Our Fleet Motor Policy is designed to provide comprehensive protection with a broad range of automatic additional benefits and optional extensions for prime movers, trailers, rigid trucks with a carrying capacity of 2 tonnes and over, mobile plant and equipment, and buses. For peace of mind, we can also accommodate cars, utes, vans, and light rigids to keep all if of your vehicles on the one policy.
Who is Fleet Motor Insurance for?
Our Fleet Motor Policy is designed to provide comprehensive protection with a broad range of automatic additional benefits and optional extensions for Australia-wide fleets of prime movers, trailers, rigid trucks with a carrying capacity of 2 tonnes and over, plant and equipment, and buses. For peace of mind our policy can also accommodate cars, utes, vans, and light rigids to keep all of your vehicles under the one policy. When selecting the best Fleet Insurance cover for your business, it’s recommended to seek guidance from an experienced insurance broker who can assess your business size, vehicle types, and operational needs to find the best cover. Talk to your broker, or head to the Need a Broker website to discover a network of insurance brokers.
Vehicles we cover
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Prime Movers and Trailers
National Transport Insurance’s Fleet Motor Policy is specifically developed for Australian heavy motor vehicle fleets to keep you on the move.
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Rigid Trucks
With a carrying capacity of 2 tonnes and over, mobile plant and equipment, and buses.
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Support Vehicles
Light rigid trucks, cars, utes, vans - all under the same policy.
Key Features of NTI Fleet Insurance
- New vehicle replacement up to a maximum of 120% of the sum insured.
- 3 year replacement for most types of new motor vehicles that are a total loss
- 3 year replacement for new mobile plant that are a total loss
- Finance protection for total losses, up to an additional 25% of the lesser of market value or sum insured.
- $2,500,000 standard cover for dangerous goods (with DG limits up to $50mil available).
- Public relations/Crisis management up to $75,000 to reduce or negate adverse publicity or public reaction following an accident.
- Trailer in control cover of $100,000 for a single trailer or a conjoined trailer combination.
- For a full breakdown of our Fleet Insurance please read the PDS.
Our Claims Experience
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NTI's Premium Repairer
We partner with the best repairers in the trucking industry. They have the authority to begin repairs on an NTI-insured truck as soon as it arrives on their premises with no need to wait for an assessor. This gets trucks back on the road 9 days faster than other insurers (based on independent research conducted in 2020)!
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Lifetime Warranties on Repairs
Repairs guaranteed with OEM parts and lifetime warranties on all repairs
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Australia Wide Tow Operators
An Australia-wide network of tow-truck operators and repair workshops for support where you need it
We're proud to be recognised for our quality and service
Client Benefits
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Leading Transport Insurance Specialist
Cover by Australia's leading transport insurance specialist that has been designed in consultation with the trucking industry.
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Expert Industry Knowledge
Dedicated local contacts for sales, underwriting and claims service with expert knowledge of the transport industry and civil and earthmoving sector.
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Award Winning Claims Service
Access to award-winning claims service, including NTI Accident Assist and NTI Premium Repairers, to manage the accident scene and repair process.
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Benefits for Transport Association Members
Additional benefits for Transport Association members - with a portion of their premium re-invested back into their association.
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Designed to Combine
Combine with NTI Liability and other NTI products, such as NTI Carriers Protect, to minimise gaps in cover.
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5 Decades of Experience
Peace of mind as NTI has five decades of experiences in the transport insurance industry and a deep understanding of the challenges faced by Australian transport operators.
Fleet Insurance Covers:
- Coverage for market value or sum insured, whichever is lesser
- New vehicle replacement up to 120% of sum insured
- 3-year replacement for new motor vehicles in total loss cases
- 3-year replacement for new mobile plant in total loss cases
- Finance protection for total losses, up to 25% of the lesser of market value or sum insured
- $15,000,000 for own damage from a single event
- $50,000,000 third-party legal liability for non-hazardous goods
- $2,500,000 standard cover for dangerous goods (with limits up to $50M available)
- $250,000 for removal of non-hazardous debris
Automatic inclusions
- $500,000/45 days for automatic inclusions of newly acquired vehicles of similar kind
- Trailer in control cover: $100,000 for a single or conjoined trailer combination
- Public relations/crisis management: Up to $75,000
- Coronial representation costs: Up to $50,000 per insurance period
- Locks and keys: $10,000
- Funeral expenses: $15,000
- Repatriation of driver/operator: $5,000
- Emergency repairs: $7,500
- Driver/operator personal property: Up to $3,000 per claim
- Errors and omissions: Covers unintentional errors or omissions for vehicles of similar kind
Related products
Our Fleet Insurance is designed to work alongside other selected NTI policies. Combined, these products can be tailored to suit your business, protecting you wherever you are and providing expert support to your business.
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View product
Carriers Cover
Designed for commercial carriers who transport goods overland - principal, subcontractor or when contracting to a subcontractor. NTI Carriers Insurance provides three levels of cover - Accidental Damage, Insured Perils and Carriers Cargo Legal Liability. Designed to work with NTI Fleet Motor insurance and offering flexibility to fit your business. Find out more.
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View product
Liability Cover
Liability designed by industry experts. NTI understands the risks of working in the transport and civil contracting industries and our liability product is tailored for our customers' needs.Incident management experts in-house around Australia to get to the site and handle claims in person. - Designed to work with Transport Pack or Fleet Insurance, ensuring your business is covered everywhere it operates and for whatever challenges arise. - Extensive coverage designed by a team with a unique combination of experience and expertise in the transport and logistics industry.
How to Get Insured
NTI Fleet Insurance is an intermediated product, which means it’s accessed through a broker. Your broker will guide you through the coverage details and help determine if it’s the right fit for your business.